Dennis Herman
Let's Find Your New Home
Phone: (414)426-1784  |  Fax: 888-645-2580
Home Buyer's Information

Looking for the perfect home may be an experience of a life time.  It can have its up and downs.  Here are a couple of hints to keep the process is perspective.

Make a list of your needs and desires.  A new home should have everything you need and most of what you desire.

  • Begin your search early.  Keep up to date on current market conditions and price trends, interest rates and loan programs.
  • Know your limitations.  Don't get involved with repairs and updates beyond your scope of experience and your budget.
  • Gather a team you know you can rely upon.  This will include a Real Estate Agent, a Lender and an Inspector. 
  • What are your hopes and dreams in a new home.  What are the features you need most?  Is the kitchen the most important room?  What features will prompt you to buy, finished basement, 2 car garage, location, updates?  Let me know what you want, and I will find it for you.  

Having worked with a number of Buyers, I have developed skills which allow me to review a number of properties and find those most likely to appeal to buyers needs and desires.  After reviewing hundreds of listings I can present a short list of homes fulfilling any requirements.  In most cases buyers have quickly located and purchased their new home in a few short weeks.

Specification sheets are easy to read, providing information other Buyers wish they had known before they began their search.  When Buyers sit down to write an offer, they do it with confidence, knowing they have all the latest market information.   

I keep Buyers informed on the latest market trends and teach them how to find Sellers most likely to offer the best deals.  Buyers need to know how to use these trends and information to their advantage. 

I work with Buyers and learn their needs.  I offer information and guidance on finding the best loan for their individual circumstances.  Finding the right loan is an important as finding the right home.

I work with a dedicated and professional team of Lenders and Inspectors, who I know will be available to answer questions and resolve situations during and after the sale period.  I measure the professional attitude of the people I work with by their performance before, during and after a sale.  I pass this knowledge on to the Buyers I work with. 

Wouldn't it make sense to work with a local Real Estate Agent who lives, works, shops in Sheboygan and knows the market trends?  With all the factors effecting market prices an experienced, local Agent is the smart thing to do.
I do not specialize in finding the bargain basement deal of the century, but I am very good at finding the best value on the market when you need it.  
Contact me to find your next home in the following Sheboygan subdivisions:
Harmony Hills, Carter's Crossing, Quail Haven, Lilly Creek Highlands, River Heights, WESTON HILLS, Ridgefield, Timber Stone, Spencers Pass, Brook Falls, Taylors Wood, Creekwood Highlands, and more! 

Fulfilling all your Real Estate needs in Sheboygan, Fond du Lac, Waukesha, and Washington County areas with the highest degree of expertise and technology.

No matter what price range, or location you are searching for a home, condition is still a controlling factor.

I divide condition into three major groups, poor, average, and exceptional. This is true for every price range and location.

Homes is poor condition make up the majority of the market in the lower price range. Next the average homes will be priced at market value for the area. Exceptional homes will be at the upper level of the price range.

Buyers searching in the lower price range will find the majority of homes in need of varying degrees of repair. These usually have few, if any updates. The major concerns will be foundation, roof, heating and cooling systems. Buyers generally will be faced with choosing between which repairs they are willing to take on. Most likely buyers will need a 203K or other remodeling loan in which repairs can be made after purchasing. Finding a lower priced home will require a great deal of research, and personal viewings before an acceptable property is located. It is not uncommon for buyers to spend 6 months or more viewing homes before locating an acceptable home. This problem is further complicated given the fact, many of the homes listed have few if any pictures to view on the Internet.

Average homes are usually not priced on the lower end of the market, but often present a better value after taking into account the cost of repairs on a lower price homes. Average priced homes often feature 1 or 2 desirable updates. There are 6 major updates, roof, kitchen, bath, finished basement, heating and A/C systems, and windows. Homes priced at market value are generally in good shape and well maintained. This is a wise consideration, often representing savings in the overall picture.

Exceptional homes are priced on the upper range of the market. These homes often provide 3 or more major updates, and are very well maintained. These usually offer features and upgrades not found in lower priced homes, such as decks, patios, over sized garages, baths, and kitchens. Searching is a more enjoyable experience based on the fact these homes most likely feature more pictures, and usually do not disappoint when viewed. Buyers usually find a home that meets, or exceeds their expectations within a short amount of time.

Home Buyer News

 Date: July 22, 2013


MADISON, Wis. – Wisconsin home sales rose an impressive 11.4 percent in the first six months of 2013 compared to last year, according to recent statistics compiled by the Wisconsin REALTORS® Association (WRA). In June alone, Wisconsin home sales were up 3.1 percent relative to last June, posting the 24th straight month of positive sales growth in the state. Median prices also continued to increase year-to-date, rising 7.7 percent to $140,000 compared to the first half of 2012. In June, prices were up 12.3 percent to $159,500 compared to June 2012.

 Link to read the full story:

February 2012
MADISON, WI – February home sales rose for the eighth straight month, with existing home sales up 15.6 percent from February 2011, according to the latest monthly report by the Wisconsin REALTORS® Association (WRA). Home prices were down in February, but by a modest 1.7 percent, to $115,000 compared to one year ago. Click here for the full story.

Helping Home Buyers Find Affordable Loans

By: Debbi Conrad 
 The times when almost any buyer could qualify for a mortgage loan and purchase a home are gone. Buyers must pass stricter underwriting tests and jump through more hoops to legitimately qualify for a home mortgage loan. The resources below can help REALTORS® and consumers alike learn more about favorable loans and mortgage eligibility requirements.  Click here for the entire story with links to resources.  

Home financing is a critical part of every real estate transaction. The LINK below you will find some outstanding mortgage information that may be able to help you with the purchase of your next home. 
Choose Your Reports
Taking your kids house hunting
The Right House at the Right Price
Be Your Own Inspector
Buying A Condominium or CO-OP
Location, Location, Location!
Check Your New Neighborhood
Exterior Home Appeal
Real Estate Dictionary For the Home Seller
Sounds and Smells For Your Home
New Home Building Options to Consider Short Version
New Home Construction Additional Costs to Consider
New Home Construction Options to Consider
Input Your Information
* Name
* Email

Welcome to the home buyers section assisting buyers looking for Sheboygan real estate and homes for sale and the surrounding areas in Waukesha County, WI and the Greater Fond du Lac Area. Please select from one of the outstanding real estate home buying sections below.

5 Common First Time Home Buyer Mistakes

1. They don’t ask enough questions of their lender and end up missing out on the best deal.

2. They don’t act quickly enough to make a decision and someone else buys the house.

3. They don’t find the right agent who’s willing to help them through the homebuying process.

4. They don’t do enough to make their offer look appealing to a seller.

5. They don’t think about resale
before they buy. The average first-time buyer only stays in a home for four years.

Source: Real Estate Checklists and Systems,

Take the Stress Out of Homebuying

Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.

1. Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the REALTOR® you chose is both highly skilled and a good fit with your personality.

2. Remember, there’s no “right” time to buy, just as there’s no perfect time to sell. If you find a home now, don’t try to second-guess interest rates or the housing market by waiting longer — you risk losing out on the home of your dreams. The housing market usually doesn’t change fast enough to make that much difference in price, and a good home won’t stay on the market long.

3. Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of your immediate family — the people who will be living in the home.

4. Accept that no house is ever perfect. If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect, but the roof needs repair. Make a list of your top priorities and focus in on things that are most important to you. Let the minor ones go.

5. Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price or by refusing to budge on your offer may cost you the home you love. Negotiation is give and take.

6. Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself — room size, kitchen, etc. — that you forget about important issues as noise level, location to amenities, and other aspects that also have a big impact on your quality of life.

7. Plan ahead. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate home insurance, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.

8. Factor in maintenance and repair costs in your post-home buying budget. Even if you buy a new home, there will be costs. Don’t leave yourself short and let your home deteriorate.

9. Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big financial commitment. But it also yields big benefits. Don’t lose sight of why you wanted to buy a home and what made you fall in love with the property you purchased.

10. Choose a home first because you love it; then think about appreciation. While U.S. homes have appreciated an average of 5.4 percent annually over from 1998 to 2002, a home’s most important role is to serve as a comfortable, safe place to live.

Realty Executives Elite, Sheboygan Office


Realty Executives Elite
• Waldo, WI 53093
Phone: (414)426-1784 • Fax: 888-645-2580

Fond du Lac